Supporting Your Right to Buy Journey
At David Gray Solicitors LLP, our specialist property teams in Newcastle upon Tyne and South Shields have extensive experience guiding clients through the Right to Buy process. Whether you’re just starting out or ready to take the next step, we’re here to make your transition from tenant to homeowner as smooth and stress-free as possible.
Expert Guidance on your Right to Buy Journey
We’ll handle all the legal paperwork on your behalf from liaising with your mortgage lender, the Council, and the Land Registry so you can focus on the exciting part: owning your home. Our team is known for keeping things clear and straightforward, ensuring you feel informed and supported throughout.
Transparent, Fixed-Fee Pricing
We’ll provide you with a clear, fixed-fee quote that includes all standard search and legal fees. While most Councils charge a small fee for preparing the necessary documents, we’ll let you know exactly what to expect as soon as we receive the details.
Clarity on Complex Paperwork
The legal terms and conditions within Right to Buy documents can be complex. That’s why it’s essential to work with a team that understands the process inside and out. Our experienced Property Team will ensure everything is handled thoroughly and efficiently giving you peace of mind from start to finish.
Trusted, Accredited Professionals
Our property department is proud to be accredited by The Law Society’s Conveyancing Quality Scheme (CQS) a mark of excellence in residential conveyancing. This accreditation reflects our commitment to quality, transparency, and client care, and is recognised by lenders, regulators, and insurers alike.
Contact the David Gray Property Team to get a quote or make an appointment on 0191 232 9547.
How do I know if I’m eligible for Right to Buy?
You’re likely eligible if:
- You’ve been a public sector tenant for at least 3 years
- The property is your main home
- It’s not sheltered or specialist housing
- You don’t have legal issues like bankruptcy or possession orders
Check your eligibility using the official government tool.
How much discount will I get?
Discounts vary based on:
- How long you’ve been a tenant
- Whether your home is a house or a flat
You could receive up to 70% off, with a maximum discount cap depending on your location.
Can I buy with someone else?
Yes. You can buy with:
- Someone who shares your tenancy
- A family member who’s lived with you for at least 12 months
What costs should I expect when buying?
In addition to the purchase price, expect:
- Legal fees (solicitor)
- Mortgage arrangement fees
- Survey costs
- Buildings insurance
- Ongoing maintenance and repairs
Do I need a mortgage to buy?
Not necessarily. You can buy outright if you have the funds. If using a mortgage, your lender will register a legal charge on both the leasehold and freehold titles (if applicable).
What happens if I sell the property later?
If you sell within 5 years, you may need to repay some or all of the discount. After 5 years, you can sell without repayment, but some properties may have resale restrictions.
Will I own the land my home sits on?
It depends:
- Houses are usually sold as freehold
- Flats are sold as leasehold, meaning you own the flat but not the building or land
Can I make changes to the property after buying?
Yes, but you may need planning permission or consent from the freeholder (especially for leasehold flats). Always check your title and lease documents.