We can assist when you are transferring or remortgaging a property.
Our specialist Property Team can make the whole remortgaging process smooth and stress free. We have extensive experience in helping property developers remortgage properties to manage their portfolios. We also act for homeowners who may simply wish to switch to a more favourable rate on their mortgage or release equity in their home.
During the remortgaging process, title documents need to be obtained. We have access directly to the Land Registry database which allows us to move things along quickly and efficiently. It is also likely that your new lender will require either search insurance or personal searches and we will arrange a package to suit you.
As a large law firm, we are members of the mortgage panels of all major lenders. As a requirement of being on such panels, major lenders are content that we are able to deal with the remortgaging work efficiently and satisfy the legal requirements of the lender to avoid any problems for you in the future. We will ensure that the lender’s interest at the Land Registry is registered after completion of your remortgage. We can also deal with transfers of property and the redemption of existing mortgages.
The property department of David Gray Solicitors LLP is accredited by The Law Society’s Conveyancing Quality Scheme (CQS). This scheme provides a recognised quality standard for residential conveyancing practices. Achievement of membership establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers).
In accordance with rules published by the SRA, as of December 2018 all firms offering this type of work must publish details of prices and personnel undertaking the work. Please see our dedicated fees page for more information.